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04Experience

University of Toronto Machine Intelligence Student Team (UTMIST), in collaboration with Flybits

Machine Learning Engineer

On a six-person UTMIST team working with Flybits, helped build a privacy-preserving prototype for personalized digital-credit offers.

Sep 2025 – Aug 2026Toronto, Ontario, Canada · On-site
  • Python
  • Pandas
  • NumPy
  • scikit-learn
  • Clustering
  • Autoencoders
  • Synthetic data
  • Model evaluation
  1. InputSynthetic persona inputs
  2. PrepareValidation + preprocessing
  3. RepresentRepresentation learning
  4. ClusterClustering
  5. InterpretArchetype interpretation

Public-scope workflow+2 more

Contributions

  • Processed and analyzed more than 100,000 synthetic customer personas.
  • Explored clustering and autoencoder approaches for representation and segmentation.
  • Helped identify more than five interpretable archetypes.
  • Contributed to a six-person machine-learning engineering team.
  • Supported the prototype's analysis, evaluation, and communication.

Context

A UTMIST student-team collaboration with Flybits. The inputs were synthetic personas, not real bank or customer records, and the work was a prototype rather than a production financial product or deployed credit-decision system.

In one line

Developed privacy-preserving customer archetypes from more than 100,000 synthetic personas for a personalized digital-credit-offer prototype.

Measured outcomes

  • 100,000+

    Synthetic customer personas processed

    Scale of the generated persona dataset as reported in the current resume and LinkedIn record.

    Synthetic personas — no real bank or customer records.

  • 5+

    Interpretable customer archetypes identified

    Archetype count reported for the prototype segmentation work.

  • 6

    Person machine-learning engineering team

    Team size as reported in the current LinkedIn record.

Tools & stack

  • Python
  • Pandas
  • NumPy
  • scikit-learn
  • Clustering
  • Autoencoders
  • Synthetic data
  • Model evaluation

Scope of this page

No public repository or live demo exists for this work, and none is linked. Flybits branding and any partner-internal material are deliberately absent.

  • Synthetic personas only; no real-customer experimentation.
  • No claim of production deployment, credit approval, underwriting, fairness, revenue, conversion, or model-lift outcomes.